Utah Mortgage Calculators

Know your numbers before you fall in love with a house. Free β€” no signup needed.

Powered by Edge Home Finance, LLC Β· NMLS# 891464

Monthly Payment Calculator

Conventional: 3–20% | FHA: 3.5% min | VA/USDA: 0%
Utah avg ~0.6% of home value/year
Estimated Monthly Payment
$β€”
Principal + Interest + Tax + Insurance
Principal
Interest
Tax
Insurance
Principal & Interestβ€”
Property Taxβ€”
Insuranceβ€”
HOAβ€”
PMI (est.)β€”
Loan Amountβ€”
Total Interest Paidβ€”
πŸš€ Get My Actual Rate β€” Free Pre-Qual
No impact to credit score β€’ Takes 3 minutes

How Much House Can I Afford?

Car loans, student loans, credit cards (min payments)
Estimated Max Home Price
$β€”
Based on your income & debts
Max Monthly Paymentβ€”
Max Loan Amountβ€”
Down Paymentβ€”
Est. Rate (your credit)β€”
Your DTI (current debts)β€”
Monthly Incomeβ€”
🏑 Get Pre-Approved in Minutes
100+ lenders β€’ Best pricing in Utah β€’ NMLS# 1487488
✨ Powered by AI

AI Pre-Qualification Tool

Answer 6 quick questions. Our AI analyzes your profile and tells you exactly what you qualify for β€” no credit pull, no commitment.

1. Goal
2. Income
3. Credit
4. Down Pmt
5. Debts
6. Contact
What's your home buying goal?
What's your estimated annual household income?
What's your credit score range? (Estimate is fine)
How much do you have for a down payment?
What are your monthly debt payments? (Car, student loans, credit cards)
Where should we send your personalized results?
No credit check. No spam. Just your results.

πŸ€– AI Analysis Complete

Based on your profile, here's what you likely qualify for:
$β€”
Estimated buying power

βœ… Lock In My Rate β€” Apply Now
Ryan Taylor β€’ NMLS# 1487488 β€’ Edge Home Finance (NMLS# 891464)

⭐ 5.0 Stars β€’ 59 Google Reviews

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"Hands down, Ryan is one of the best mortgage specialists I know. He helped me close on a fairly complex home loan and throughout the entire process, he made everything go super smooth."

β€” David Mettler
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"As a Utah realtor, I've worked with a lot of loan officers β€” and Ryan Taylor is in a class of his own. We've closed two deals together and he knocked both out of the park."

β€” Steve Porretta, Utah Realtor
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"Ryan moved heaven and earth for us. Him and his team were the reason we were able to close faster than we thought. We recommend him 100%."

β€” Angie BareΓ±o
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"After being denied by traditional banks, Ryan took over and smoothed out dozens of things and had me money in 3 weeks at a very respectable interest rate."

β€” Google Local Guide
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"He got our loan completely ready in just a couple weeks, start to finish! We closed within three weeks of signing on our house, which was incredible."

β€” Aubrey Williams
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"Highly recommend Ryan to anyone looking to purchase a new home. He took great care of me β€” incredibly stress free and comforting process."

β€” Seth Walsh